Open an account in about 30 seconds, add your beneficiaries, and send to mobile wallets, bank accounts or cash pickup across East Africa and beyond. Verify your identity only when you're ready to send.
No download, no card needed to check rates.
Forex counter and transfer rates, updated daily LIVE
Counter rates from the Flex forex desk · Transfer rates lock for 30 minutes once you start a transfer · Zero fees on transfers, always shown upfront.
Email and a password. That's the whole form. Explore the dashboard straight away.
Add beneficiaries and check live rates before verifying anything.
Email, phone and ID checks happen once, right inside your first transfer. Your transaction waits for you.
Flex Money Transfer has been moving money since 2013 — licensed and regulated by the Central Bank of Kenya, with partnerships across more than 100 banks worldwide.
Send and receive across borders — for individuals and corporates, in a simple, hassle-free manner.
Transfer to any bank account, faster and at competitive rates, through a network of 100+ partner banks.
Processed within minutes — delivered as cash pickup, bank deposit or straight to a mobile wallet.
Currency exchange at competitive rates for travellers, businesses and students — retail and corporate.
Cash & voucher assistance to remote areas across Kenya — trusted by AMREF and the Kenya Red Cross Society as designated paying agent.
White-label portal and simple API integration across multiple corridors, with built-in KYC, AML and sanctions screening.
Everything you do here works in the app too — one account, one history. The app adds what only your phone can do:
Scan to download the app
Just your email and a password. You can explore everything before verifying anything.
We'll verify this later — only when you add a payment method.
Or skip passwords entirely — set up a passkey after sign-up.
Progress saves automatically. Come back on any device.
Wednesday 15 July · Your account is ready to explore.
Mobile money and bank transfers across East Africa.
4 saved across 4 countries. Add as many as you like — no verification needed.
| KES → TZS | 20.0835▲ 0.3% |
| KES → UGX | 28.7140▲ 0.1% |
| KES → RWF | 10.5210▼ 0.2% |
| KES → EUR | 0.00644▲ 0.1% |
| KES → USD | 0.00775▼ 0.1% |
Demo history — what a returning customer sees.
Saved before verification — ready when you are.
Rate alerts, Face ID sign-in and one-tap repeat sends. Same account as here.
The summary updates as you type. Rate locked for 30 minutes.
Regulation requires us to verify you before money moves. It's done once — every future transfer skips this.
Demo tip: type or paste any 6 digits.
Scan this code — your phone camera opens for the ID photo and selfie, and this page resumes automatically when you're done. Prefer to stay here? Use your webcam instead.
You're verified — this and every future transfer now goes straight through.
Get a push the moment Georgia receives it — same account, same history.
Place the front of your National ID or Alien ID inside the frame. We check it instantly.